Credwise Services : Auto Loan

  • Auto Loan

    Owning a car or two-wheeler is no longer a distant dream — with the right auto loan, you can finance your vehicle conveniently while keeping your budget intact.

    • In India, nearly 75% of new car purchases are financed through auto loans, proving how essential they have become for buyers.
    • Loan tenures have extended to an average of 52 months, making EMIs more manageable and allowing customers to spread costs comfortably over time.
    • Since the vehicle itself acts as collateral, lenders are able to offer attractive interest rates and faster approvals, ensuring affordability and accessibility.
    • Auto loans not only make purchase easy but also offer flexibility in repayment schedules, so you can align EMIs with your monthly cash flow.
    • With digitized KYC and simplified processes, disbursal times have reduced significantly, meaning you can drive home your new ride without delays.
    • Whether it’s your first car, a family upgrade, or a daily-use two-wheeler, auto loans provide a smooth ownership journey with low entry barriers, affordable EMIs, and lender-backed security.

    Smooth ownership experience with quick disbursal and flexible repayment plans.