Digital Lending Guidelines

By registering on Credwise, you authorize us and our trusted partners to connect with you regarding loan products, financial services, and exclusive offers. This includes communication via phone, SMS, email, or WhatsApp, even if your number is registered under DND/DNC.

We may also reach out to share promotional offers and updates from Credwise or from our partner banks, NBFCs, and financial institutions.

During registration, you will be asked to provide your mobile number and email ID. By doing so, you agree to receive important updates, alerts, and notifications.

If you wish to stop receiving alerts, simply email us at support@credwise.co with your registered details.

Partner Banks & Lending Institutions
At Credwise, we collaborate with some of India’s most trusted banks and NBFCs to bring you loan solutions that are reliable, transparent, and tailored to your needs. Each of our lending partners is carefully chosen to ensure competitive interest rates, flexible repayment options, and complete clarity in terms and conditions.
Whether you are looking for personal loans, business loans, or other credit facilities, our partnerships give you access to a wide network of financial institutions under one platform. This allows you to compare multiple offers, choose the one that suits you best, and move forward with confidence knowing that you are backed by credible and established lenders.
With Credwise, you don’t just get loan options—you get the assurance of working with leading financial institutions committed to supporting your financial journey.

Data Privacy & Security
At Credwise, your privacy is our top priority.

  • Data Collection: We collect only the information necessary to process your loan application (e.g., name, email, phone number, DOB, PAN, etc.) with your explicit consent via OTP verification.
  • Data Storage: All data is securely stored on AWS servers in India, compliant with regulatory requirements.
  • No Biometrics: We do not collect or store biometric information.
  • Third Party Sharing: Your data may be shared only with our verified banking/NBFC partners, CICs, and service providers, solely for loan processing.
  • Revoking Consent: You may request data deletion anytime by emailing us at support@credwise.co.

Technology & Security

  • Encrypted data transmission & secure login authentication
  • Regular security audits & monitoring
  • Strict compliance with RBI Digital Lending Guidelines
  • No unauthorized third-party data collection