Credwise Services : Personal Loan

  • Personal Loan

    Quick access to funds for lifestyle needs, education, medical expenses, travel, or emergencies.

    • India’s personal loan market is growing rapidly, expanding at a 15.7% CAGR and projected to reach USD 556 billion by 2033. The average digital personal loan ticket size has dropped to just ₹9,800, highlighting the rising adoption among young professionals and first-time borrowers who prefer smaller, instant loans through digital platforms.
    • Personal loans are best suited for salaried professionals as well as self-employed individuals who need unsecured credit without collateral. They come with quick approvals, flexible repayment tenures, and minimal paperwork, making them one of the most convenient financial products today. Additionally, many lenders now offer pre-approved personal loans with instant disbursement, enhancing accessibility and speed for eligible customers.

    Fast approvals, flexible repayment options, minimal paperwork.