Unlock the hidden value of your residential or commercial property without having to sell it. A Loan Against Property (LAP) is a secured borrowing option that allows you to raise substantial funds while continuing to retain ownership of your asset.

• The LAP market in India is valued at USD 758 billion in 2024 and is projected to nearly triple by 2033, highlighting its growing importance in long-term financing.
• This form of credit is especially popular among business owners, professionals, and individuals who require large-ticket funding at lower interest rates compared to unsecured personal loans.
• The borrowed funds can be flexibly utilized for business expansion, working capital needs, higher education abroad, medical emergencies, or even debt consolidation.
• With lower interest rates, higher sanctioned amounts, and longer repayment tenures, LAP offers unmatched affordability for those seeking financial stability while leveraging existing assets.
• Lenders often provide funding of up to 60–70% of the property’s market value, giving borrowers access to significant capital with minimal risk.

Lower interest rates, higher loan amounts, and flexible end-use.