Buying a house is one of life’s biggest milestones, and a home loan helps turn that dream into a practical reality.

• As of September 2024, outstanding housing loans in India stood at ₹33.5 lakh crore, reflecting the strong demand fueled by rapid urbanization and the rise of middle-class aspirations.
• Home loan penetration has grown to 11.2% of India’s GDP (FY24), showing how vital housing finance has become in driving the real estate sector.
• With long repayment tenures, competitive interest rates, and flexible EMI options, home loans make property ownership accessible for salaried professionals, self-employed individuals, and young families alike.
• Borrowers also enjoy tax benefits under Section 80C and Section 24(b) of the Income Tax Act, making home loans one of the most cost-effective forms of borrowing.
• Digitization and simplified approval processes have significantly reduced turnaround time, making it easier than ever to secure financing for your dream home.

Long tenures, competitive interest rates, and added tax savings make home ownership achievable.